A couple of months ago, my wife and I returned from a week in Europe, unpacked our bags, and put away the zero-international-transaction-fees credit card we used on the trip but never touch in real life.
Fast forward to a few weeks ago. We start receiving emails and letters about large transactions we’ve never heard of, from countries we hadn’t visited. Room service at a hotel in France; a big-screen TV in the UK. These definitely weren’t purchases we were making from here in the states—and they were adding up. And, oh yeah, there were late fees to go along with the charges.